信用卡费率
Looking for low rates and rewards? We have a credit card that fits 你的 needs. 给你更多的消费能力!
Platinum Mastercard® Credit Card Disclosure Summary
|
Interest 利率 and Interest Charges |
|
| Annual Percentage Rate (4月) for Purchases |
13.38% to 17.38% 4月 This 4月 will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (4月) for 资产转移s | 2.88% Introductory 4月 for 365 days from account opening.1 在那之后, 13.38% to 17.38% 4月. Actual rate determined when you open 你的 account, based on 你的 creditworthiness. This 4月 will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (4月) for 预付现金s |
13.38% to 17.38% 4月 This 4月 will vary with the market based on the Prime Rate. |
| 支付利息 | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay 你的 entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To 了解更多 about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov / nasa. |
费用 |
|
| 年费 |
没有一个 |
|
交易费用
|
|
|
罚款费用
|
到 $10.00 (逾期10天或以上) 到 $20.00 |
|
其他费用
|
$5.00 |
|
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See 你的 credit card agreement for more details. 账单的权利: Information on 你的 rights to dispute transactions and how to exercise those rights is provided in 你的 account agreement. |
|
Platinum Choice Rewards Mastercard® Credit Card Disclosure Summary
|
Interest 利率 and Interest Charges |
|
| Annual Percentage Rate (4月) for Purchases |
1.98% Introductory 4月 for 365 days from account opening.2 Actual rate determined when you open 你的 account, based on 你的 creditworthiness. This 4月 will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (4月) for 预付现金s |
14.38% to 18.00% 4月 This 4月 will vary with the market based on the Prime Rate. |
| Annual Percentage Rate (4月) for 资产转移s |
14.38% to 18.00% 4月 This 4月 will vary with the market based on the Prime Rate. |
| 支付利息 | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay 你的 entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To 了解更多 about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov / nasa. |
费用 |
|
| 年费 |
没有一个 |
|
交易费用
|
|
|
罚款费用
|
到 $10.00 (逾期10天或以上) 到 $20.00 |
|
其他费用
|
$5.00 |
|
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See 你的 credit card agreement for more details. 账单的权利: Information on 你的 rights to dispute transactions and how to exercise those rights is provided in 你的 account agreement. |
|
铂担保 Mastercard® Credit Card Disclosure Summary
|
Interest 利率 and Interest Charges |
|
| Annual Percentage Rate (4月) for Purchases and 资产转移s | 15.99% 4月 Actual rate determined when you open 你的 account, based on 你的 creditworthiness. |
| Annual Percentage Rate (4月) for 预付现金s | 15.99% 4月 |
| 支付利息 | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay 你的 entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To 了解更多 about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov / nasa. |
费用 |
|
| 年费 |
$20.00 |
|
交易费用
|
|
|
罚款费用
|
到 $10.00 (逾期10天或以上) 到 $20.00 |
|
其他费用
|
$5.00 |
|
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See 你的 credit card agreement for more details. 账单的权利: Information on 你的 rights to dispute transactions and how to exercise those rights is provided in 你的 account agreement. |
|
铂的学生 Mastercard® Credit Card Disclosure Summary3
|
Interest 利率 and Interest Charges |
|
| Annual Percentage Rate (4月) for Purchases and 资产转移s | 13.99% 4月 Actual rate determined when you open 你的 account, based on 你的 creditworthiness. |
| Annual Percentage Rate (4月) for 预付现金s | 13.99% 4月 |
| 支付利息 | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay 你的 entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To 了解更多 about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov / nasa. |
费用 |
|
| 年费 |
没有一个 |
|
交易费用
|
|
|
罚款费用
|
到 $10.00 (逾期10天或以上) 到 $20.00 |
|
其他费用
|
$5.00 |
|
How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See 你的 credit card agreement for more details. 账单的权利: Information on 你的 rights to dispute transactions and how to exercise those rights is provided in 你的 account agreement. |
|
All information is accurate as of 01/02/2024 and is subject to change without notice. 查询当前利率和条款, please contact California Coast Credit Union at (858) 495-1600 or (877) 495-1600. All loans subject to approval.
- Introductory rate on balance transfers valid for 365 days from account opening. 2.88% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, 你自己, any joint owner(s) or co-maker(s). Offer valid on new Platinum Mastercard® accounts only. Introductory rate on balance transfers does not apply to Platinum Choice Rewards, 铂担保 and 铂的学生 信用卡.
- Introductory rate on purchases valid for 365 days from account opening. 1.98% promotional offer cannot be used to pay off any CCCU loan or be made payable to cash, 你自己, any joint owner(s) or co-maker(s). Offer valid on new Platinum Choice Rewards Mastercard® accounts only. Introductory rate on purchases does not apply to Platinum, 铂担保 and 铂的学生 信用卡.
- Applicants under the age of 21 must provide proof of income.
Don't be a stranger, we're 你的 neighbor
Have a question about 你的 account, applying for a loan or perhaps you're ready to talk refinancing? Whatever 你的 question or need, our Member Service Center is always happily available to walk you through every step of the process with 你的 以最大利益为重.
